tag:blogger.com,1999:blog-6214008852340471685.post8793837635488336598..comments2023-10-22T08:47:47.207-07:00Comments on Kim's Kitchen Sink: Savings, Yeah!Kimhttp://www.blogger.com/profile/12548150437127473109noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-6214008852340471685.post-51412546359584481122008-03-17T17:57:00.000-07:002008-03-17T17:57:00.000-07:00I just put all my money in one savings account, bu...I just put all my money in one savings account, but keep a log (Excel works well) of which sub-accounts I intend the money to go toward & my balance when I take $ out. So, it's all in one place, but I track how much I'm saving for emergency, how much for school, and how much for my vacation fund. <BR/><BR/>Thank you for your recent blogging spree!Shonellehttps://www.blogger.com/profile/07150565999111060237noreply@blogger.comtag:blogger.com,1999:blog-6214008852340471685.post-45866189977675906492008-03-17T12:51:00.000-07:002008-03-17T12:51:00.000-07:00Yeah, Jessie, my savings is high-interest. I basi...Yeah, Jessie, my savings is high-interest. I basically use my Wells Fargo Savings account only as a buffer for my checking account (I keep about $400 in there - the minimum to not get charged for having the account is $300 - in case I go over, so I don't get charged overdraft fees). The interest is so damn low, it wasn't worth it to keep savings in there.<BR/><BR/>Still trying to figure out how to have multiple accounts at HSBC without opening another account...I'm sure it's an easy question to answer someday when I call customer service.Kimhttps://www.blogger.com/profile/12548150437127473109noreply@blogger.comtag:blogger.com,1999:blog-6214008852340471685.post-32499925647234494242008-03-17T12:47:00.000-07:002008-03-17T12:47:00.000-07:00So funny - I've just been dealing w/ the same issu...So funny - I've just been dealing w/ the same issues. I have a high-interest savings account for my car/fun fund, and the savings that's tied to my checking for emergencies...I do $50 a month to car fund but need to increase it. Also, I feel like my emergency fund should be in a high-interest account too. Is that what you get with your savings account?Jessiehttps://www.blogger.com/profile/00212271762926218643noreply@blogger.comtag:blogger.com,1999:blog-6214008852340471685.post-86981138947137365582008-03-14T09:48:00.000-07:002008-03-14T09:48:00.000-07:00i recommend sending a certain amount of every payc...i recommend sending a certain amount of every paycheck directly to your savings account (direct deposit). you can split your direct deposit into savings and then your checking account. then i'd say for the fun savings account, you don't need to do the paycheck deposit thing, just move it over from your checking, but assign yourself an amount each month, like $50, or something, and make yourself stick to it. i actually don't have a "fun" savings account but have been meaning to get one. right now i'm just sitting on my bonus money and trying to decide what to do with it.Emilyhttps://www.blogger.com/profile/08579912946565177962noreply@blogger.com